Business Insurance
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Business Insurance provided by My Financial Pro
You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Legacy Insurance will assess your business and provide cost-effective solutions that keeps your business protected.
Business Owners Insurance
Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
Surety Bonds
To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.
Builders Risk Insurance
Because every construction project is unique, each builder’s risk policy is different.
Church Insurance
Churches, synagogues, mosques and temples are much more than just buildings.
Commercial Auto Insurance
As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.
Commercial Property Insurance
The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.
Commercial Umbrella Insurance
You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.
Condo Association Insurance
Most businesses will need a condo building insurance. This protects your office from any unexpected events like fire..
Contractors Insurance
Client lawsuits are more common than you think; it’s estimated that 43% of small business owners have reported being threatened with or involved in a civil lawsuit.
Cyber Liability Insurance
Your networks and data are the lifeblood of your business. From your brand reputation to employee and financial data, cyber attacks are increasing in their frequency and their intensity.
Directors & Officers Liability Insurance
In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, vendors, competitors, suppliers, regulators, and creditors, present increased risk for companies across all industries.
Employment Practices Liability Insurance
Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, wrongful termination, or discrimination.
Error & Omissions Insurance
Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.
Farm Insurance
Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in.
General Liability Insurance
General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.
Group Life Insurance
In today’s day and age, group life insurance plans have become a preferred form of life insurance protection for employees and employers alike.
Hotel & Motel
Hotels provide guests with many services, and each one a hotel offers exposes the hotel to certain potential risks.
Jewelry Insurance
If you’ve chosen to enter the Jewelry business, you appreciate the attention to detail.
Non Profit Insurance
Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin.
Oil and Gas Insurance
Hotels provide guests with many services, and each one a hotel offers exposes the hotel to certain potential risks.
Outdoor Insurance
From the outside, people looking at your outdoor and adventure-based business might describe it as “exciting” and “fun.”
Professional Services Insurance
As a professional services firm, you are constantly at risk of being sued over services you’ve performed. Even if a lawsuit has no merit, defending against it can be costly.
Restaurant Insurance
Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them.
Retail Business Insurance
Retail shops have arguably a higher risk than home or renters insurance, because there are a lot of moving pieces and people involved.
Self Storage Insurance
They store your personal belongings in climate-controlled environments, so you don’t have to worry about them when not at home or on vacation.
Videographer Insurance
Whether your niche is commercials, weddings, or full length motion pictures, you’re responsible for an end product that brings a director’s dream to life.
Woodworker Business Insurance
Working with wood can be a dangerous profession, and accidents are always possible, even for the most seasoned craftsman.
Garage Insurance
If your business sells, services, stores, or parks automobiles, your General Liability Insurance coverage may not be enough to protect you from lawsuits.
Commercial Trucking Insurance
Commercial truck insurance is essential coverage for a small business or an owner-operator offering trucking services.
Workers Compensation Insurance
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.
Lets know more about Business Insurance? Visit us to understand better
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from
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